Towtruck SOS — Interactive Prototype
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User App · Home
9:41
Towtruck SOS
EA
Good evening
Encik Ahmad
Perodua Bezza 2022
QAC 7812
Covered
For you · this week
Emergency · 24 / 7
Need a tow now?
Verified trucks · fixed price · fully covered.
Slide to call a tow truck
Roadside help
Insurance
Allianz · Active
Road tax
23 days left
Quick actions
BIZKAKI · ON WHATSAPP
Get it done in a chat.
Renewals, bookings, no app-jumping. Tap any of these and BizKaki opens with your vehicle pre-filled.
Coming up
23
DAYS
Road tax renewal
Renew via BizKaki on WhatsApp
Renew
Switch vehicle
PHASE 2 Coming soon: family plan (multi-car) & shared coverage (multi-driver).
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Request service
Roadside help · non-emergency
Battery jumpstart / replacement
Estimated 25 min · Fully covered
Pickup details
LOCATION
Pan Borneo Hwy, KM 14.2 · Northbound
VEHICLE
Perodua Bezza 2022 · QAC 7812
COST TO YOU
RM 0 · included in plan

Same network of verified operators as our tow service. You'll get live tracking once accepted.

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3
Hold tight — confirming
Release sends a verified tow truck to your live location.
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Towtruck SOS
We can't read your GPS
No signal for an accurate fix. Share your live location on WhatsApp so dispatch can find you fast.
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Verify your location
GPS accurate to 8 m
Pan Borneo Hwy, KM 14.2
Northbound shoulder · Kuching, Sarawak
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Live tracking
Arriving in
14min
On the way
Dispatched
En route
Arriving
AY
Ahmad bin Yusof
4.9 · QKR 4419 · Sarawak Tow Co.
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Vehicle wallet
EA
Road tax
JPJ Road Tax
Sarawak · Private · expires 12 Jul 2026
23 days left
Service
Tan Auto, Kuching
Authorised Perodua workshop · due 3 Aug 2026
45 days
Insurance
Eraplus Agency and Services Sdn Bhd
Allianz Malaysia
Comprehensive · Personal accident
Active
Policy
AZ-887251
Sum insured
RM 128,000
Expires
14 Aug 2026
Hotline
03-2264 0400
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History
EA
Recent roadside callouts
Tow · Pan Borneo KM 14.2
14 Apr 2026 · 9:42 AM
Covered
Jumpstart · Jln Tun Razak
02 Mar 2026 · 11:08 AM
Covered
Flat tyre · Lorong 4
18 Feb 2026 · 6:15 PM
Covered
Battery replacement · Auto City
04 Jan 2026 · 8:30 AM
RM 280
Renewals
Road tax · QAC 7812
06 Jun 2025 · via BizKaki
RM 90
Insurance · Allianz
14 Aug 2025 · Auto-renewed
RM 1,420
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Profile
EA
Encik Ahmad bin Yusof
Member since Jan 2025 · 3-year plan
Account
Activate membership code
My vehicles
2 registered
My documents
Licence · Green card · Cover note · Road tax
Payment methods
Preferences
Language
English
Support
Chat with care team
Call hotline
1-300-22-TOW
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Language

App notifications and UI will display in your chosen language. AI-generated insurance summaries are based on the original policy documents and may remain in the document's source language.

English
English
Bahasa Malaysia
Bahasa Malaysia
Tamil
தமிழ்
Bahasa Iban
Bahasa Iban
Towtruck SOS serves Sarawak's multilingual community. Your language choice is saved to your profile and synced across devices.
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Reminders
Coming up
23
DAYS
Road tax
Renew via BizKaki on WhatsApp
98
DAYS
Insurance renewal
Allianz · cover note ready
45
DAYS
10,000 km service
Book at Tan Auto, Kuching
Renew through your dealer to earn bonus coverage months — they keep the relationship, you get rewarded.
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Activate
Activate membership
Enter the 6-character code from your dealership
X
Y
7
OR
Scan the QR card from your dealership
Your subscription is tied to your vehicle, not this device.
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Documents

Snap and store. Pulled up instantly during an insurance claim or roadside check.

L · CDL
JPJ · D LICENCE
DRIVING LICENCE
Ahmad bin Yusof
Expires 12 Oct 2028
JPJ
GREEN CARD
CAR TITLE
Perodua Bezza
Plate QAC 7812 · owner Ahmad bin Yusof
PIAM
COVER NOTE
INSURANCE
Allianz · AZ-887251
Expires 14 Aug 2026
JPJ
ROAD TAX
JPJ ROAD TAX
QAC 7812
Expires 06 Jun 2026 · 23 days left
Why store these? During a claim or police check, Care can pull up your licence, green card and cover note in seconds — no rifling through the glove box.
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Insurance renewal
PERODUA TOTAL PROTECT PLUS
Three quotes. One tap to pick.
Quotes refresh 30 days before your renewal date — PIAM-aligned.
QUOTES READY · 14 Jun 2026
Renewal date: 14 Aug 2026
28 days
PREVIEW
Update profile for more accurate quotes
Choose your insurer
Allianz Malaysia
Comprehensive · NCD 55%
Current
Premium
RM 1,420
Sum insured
RM 128,000
Excess
RM 400
FREE24-hr towing up to RM 200/year
FREEAll drivers covered — unnamed driver waiver
FREEPersonal accident RM 10,000
FREEFlood relief RM 1,000
Liberty Insurance
Comprehensive · NCD 55%
Cheapest
Premium
RM 1,368
Sum insured
RM 128,000
Excess
RM 350
FREE24-hr towing up to RM 300/year · Enhanced roadside package
FREEAll drivers covered — unnamed driver waiver
FREEPersonal accident RM 10,000
FREEFlood relief RM 1,000
Etiqa General
Comprehensive · NCD 55%
Most features Islamic
Premium
RM 1,452
Sum insured
RM 130,000
Excess
RM 400
FREE24-hr towing up to RM 300/year
FREEAll drivers covered — unnamed driver waiver
FREEWindscreen cover RM 1,000 included
FREEPersonal accident RM 10,000
FREEFlood relief RM 1,000

Quotes uploaded by your licensed agent (Eraplus) · PIAM-aligned · Labels reflect observable features, not a recommendation by Towtruck SOS.

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Coverage Summary
AI Summary
Perodua Total Protect Plus
Perodua Myvi 1.5 AV · QAC 7812
Allianz Malaysia · Comprehensive
Sum insured
RM 128,000
NCD
55%
Expires
14 Aug 26
Quoted by licensed insurance agent
Eraplus Agency and Services Sdn Bhd
Your roadside cover
Breakdown towing
To nearest Perodua SC · covered by insurer
300 KM
Accident towing
To nearest workshop · covered by insurer
100 KM
Battery jumpstart & flat tyre
On-site assistance · covered by insurer
E-hailing home & car rental
Post-accident transport + RM 100 if 100KM+ from home
RM 20–100
Hotel accommodation
If accident 100KM+ from home, repair > 2 days
RM 150
Emergency medical
Hospital RM 150/day (max 5 days) · Outpatient RM 100
RM 150/d
🚛 Towtruck SOS · concierge
We handle your claim for you.
Call us — we check your coverage and coordinate directly with your insurer hotline on your behalf.
If your policy covers it: we coordinate with Allianz at no extra cost to you.
If not covered: we dispatch our own driver and quote you a transparent fee.
What's covered
Own vehicle damage
Accidents, fire, theft, flood, natural disasters
Third-party liability
Unlimited bodily injury · up to RM 3,000,000 property
Unnamed driver cover
Any licensed driver covered — no name registration needed
Flood relief RM 1,000
Emergency cash payout if car is flood-damaged
Personal accident RM 10,000
Death or permanent disablement while in vehicle
Geographical cover
Malaysia · Singapore · Brunei
Limits to know
!
Compulsory excess RM 400
You pay first RM 400 of own-damage claim — waived by unnamed driver endorsement in this policy
!
Betterment charge (5 yr+ vehicles)
Parts replaced on older cars: 15% (5yr), 20% (6yr), up to 40% at 10yr+
!
Agreed Value settlement
Total loss pays out sum insured (RM 128,000) — review this figure at each renewal
Not covered
Windscreen cover
Not in current policy · typically RM 500–1,500 sum
Enhanced personal accident
Current: RM 10,000 · upgrade to RM 50,000–100,000
Waiver of betterment
Age deductions on parts during claim — waiver not in policy
No insurer covers these
Wear & tear or gradual deterioration
Mechanical or electrical breakdown
Driving under influence of alcohol or drugs
Driving without a valid licence
Using vehicle for hire or reward (e.g. e-hailing)
NCD health
55% No-Claim Discount
5+ claim-free years · maximum level
Max NCD
0%25%30%38%45%55%
To protect your NCD, avoid claiming repairs under RM 2,000–3,000. Pay out-of-pocket — you'll recover it via the discount next renewal.
Renewal
Policy expiry
14 August 2026
Active
Quotations will be provided after 15 July 2026 — 30 days before your policy expires. Your agent will upload 3 quotes for you to compare.
Update profile for more accurate quotes
Summarized by AI from your policy documents · Not financial or insurance advice · Always read the full policy wording
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Quote profile

Your details help your licensed agent prepare the most accurate quotation. Information is submitted to Eraplus Agency and Services Sdn Bhd only — not shared with insurers without your consent.

Your identity
Full name
Encik Ahmad Fariz bin Hamdan
NRIC
850302-13-XXXX
Date of birth
Occupation
Home postcode (for zone rating)
NCD & claims history
Current NCD %
Any insurance claim in the last 12 months?
A claim resets your NCD — affects your renewal premium
Drivers
Primary driver's age
Any driver under 21 or on P/L licence?
Triggers compulsory excess RM 400 per claim
Use unnamed driver endorsement?
Covers any licensed driver — waives the RM 400 excess
Coverage preferences
Preferred sum insured (RM)
Settlement basis
Agreed Value
Pays out sum insured on total loss
Market Value
Pays current resale value at time of loss
Add windscreen cover?
Covers repair or replacement — set your own sum (e.g. RM 1,500)
Flood cover
Already included in Perodua Total Protect Plus
Keep Personal Accident RM 10,000?
Bundled free — covers death or permanent disablement

Quotes are prepared by your licensed agent (Eraplus Agency and Services Sdn Bhd) and uploaded to the app — usually within 1 working day.

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My vehicles
Subscribed vehicles
⚡ Coming soon · Phase 2
One household, one plan.
  • Family plan — one subscription covers up to 4 cars (discount per added car).
  • Shared driver coverage — same car, multiple drivers (spouse, kids, parents).
  • Fleet plan — businesses & ride-hail with bulk vehicle counts.
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Add vehicle

Each vehicle gets its own SOS subscription. Today, one subscription = one car.

Vehicle details
PLATE NO.
MAKE / MODEL
INSURER
Choose subscription
New subscription
Dedicated to QSF 1450 · 3-yr plan
RM 19 / mo
Use existing membership code
Enter the code from your dealership
Family plan SOON
One sub covers up to 4 household cars
RM 45 / mo

Subscription is bound to the vehicle plate (not your phone). If you change phones, the car stays covered.

Allianz Malaysia
Quotation document
QUOT_Allianz_QAC7812.pdf
Uploaded by your licensed agent
Eraplus Agency and Services Sdn Bhd

Perodua-only for Phase 1. User App: slide the orange knob → BizKaki triage group (bot + Care + Manager + driver). BizKaki tab: renewals, services, 3-quote insurance picker. Dealer Console tab: sign in as Dealer Owner (bulk-buy package pool, monitor team) or Sales Advisor (own dashboard, RM 15 commission per sale, scan the customer's green card to auto-fill — OCR pulls all the registration details). No shared passwords. Driver app shelved.